Mortgage Administration

Overview

HML’s mortgage administration and servicing is designed for clients who want to outsource the servicing of mortgage portfolios that are inconsistent with the company’s future strategy, like inherited or declining portfolios.

HML removes the need to support multiple brands or wide ranging account types, which could be an unprofitable distraction for our clients, draining both time and resources. We will take your old mortgage portfolios, or the parts that are proving most troublesome, and manage them for you.

Benefits we deliver
  • reduces operational complexity
  • liberates staff from time-consuming activity
  • helps you improve cost-efficiency
  • lets you focus on your core business
  • protects and enhances your customers’ experience
  • efficient and cost effective regulatory/compliance management
Our capability
  • HML work closely with clients to create the most flexible solution
  • offers migration of data - HML has handled 80 of these projects in the last 3 years with 100% success rate
  • uses a scalable resource
  • lets you outsource the entire management or just the bits that cause the most pain
  • HML can also support the sale of your portfolio
  • authorised and regulated by the Financial Conduct Authority

Want to know more about this proposition?

For UK enquiries call 01756 776729.

For Ireland enquiries call 01 234 2559 or contact us online.

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Product Options
Arrears Management
Arrears Management
 
Deeds Management
Deeds Management

HML's Deeds Management service

 
Inbound Call & Complaint Management
Inbound Call & Complaint Management
 
Mortgage Payments
Mortgage Payments
 
Quarterly and Annual Statements
Quarterly and Annual Statements
 
Redemption Statements
Redemption Statements
 
Redemptions Over-pay
Redemptions Over-pay
 
Redemptions Processing
Redemptions Processing
 
Litigation Management
Litigation Management
 
Repossession Management
Repossession Management
 
Sale and Account Settlement
Sale and Account Settlement
 
Special Servicing
Special Servicing

HML offers a fully integrated approach and a combination of arrears management strategies, using predictive and performance analytics, to maximise cash flows and recoveries, and minimise losses on arrears cases.

 
LIS
LIS

HML requests and checks borrowers' buildings insurance schedules on your behalf

 
Prepayment Calls
Prepayment Calls
 
Saturday Morning Cheque Processing
Saturday Morning Cheque Processing
 
Dedicated Teams
Dedicated Teams
 
Management Information Reporting Suite
Management Information Reporting Suite
 
Prime Time Contact
Prime Time Contact

HML's Prime Time Contact Service extends the typical scope of a weekday collections campaign to include weekends, which means that we help you reach more of your customers and more of your collections targets.

 
Shortfall Debt Recovery
Shortfall Debt Recovery
 
Shortfall Sale Recovery Pack
Shortfall Sale Recovery Pack
 
Text Messaging
Text Messaging

With HML's proactive Text Messaging service, you will open up a new channel of communication, the results of which will speak for themselves

 
Working arrears < 1 month
Working arrears < 1 month
 
Mortgage Investor Report
Mortgage Investor Report

The Mortgage Investor Report is a unique online monthly reporting tool that provides up to date analytics on the UK residential mortgage market

 
Customer Contact Services
Customer Contact Services

Manage your overflow by switching to our customer contact service

 
Basel II Reporting
Basel II Reporting
 
Arrears Management Scorecards
Arrears Management Scorecards
 
Interest Only Review
Interest Only Review
 
Third Party Administration
Third Party Administration
 
Bureau
Bureau
 
Due Diligence
Due Diligence
 
Legal Title Provision
Legal Title Provision
 
Portfolio Trades
Portfolio Trades
 
Securitisation
Securitisation
 
Standby Servicing
Standby Servicing
 
Lender Insurance Services
Lender Insurance Services
 
MI Reporting Suite
MI Reporting Suite
 
Credit Management MI Pack
Credit Management MI Pack
 
ATP Reporting
ATP Reporting
 
Basel II Scorecards
Basel II Scorecards
 
Enhanced Credit Management MI
Enhanced Credit Management MI
 
TCF MI
TCF MI
 
Reviews

HML has the size, flexibility and expertise to deal with often-complicated migrations and data transfers, borne out of over 23 years of experience in the market.
In addition, we're FSA regulated and authorised by the same people our clients are.

 

Gary Talbot
HML